Should You Stay or Move in Retirement? Key Considerations for the Next Chapter
If you’re nearing retirement and live in the Greater Twin Cities Metro or Western WI, you’re likely weighing a big decision: Should I stay in my current home, or is it time to move to something better suited for the years ahead?
There’s no universal answer—this choice depends on your health, finances, and personal goals. But taking a closer look at both options can help you make a well-informed move.
🏡 Is Your Current Home Built for the Future?
For many, staying put feels like the most comfortable choice. Familiar surroundings and the memories within your walls are tough to leave behind. However, most homes—especially those built decades ago—aren’t designed with aging in mind.
According to data from the National Association of Realtors, the vast majority of remodeling projects meant to support aging in place still fall short of addressing real mobility needs. Homeowners often spend tens of thousands updating bathrooms, adding ramps, or modifying entryways—only to face new challenges later.
That’s why John and Becky Durham offer complimentary Universal Design assessments. This service helps homeowners determine whether their current space can accommodate future mobility changes.
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💵 Weighing the Cost of Staying vs. Moving
Living in a large home may come with emotional value, but the financial costs can pile up fast:
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Rising property taxes
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Higher utility bills
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Costly repairs and maintenance
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Larger homeowners insurance premiums
On the other hand, downsizing—whether to a one-level home, a condo, or a 55+ community—can ease both financial and physical burdens. Many retirees report saving thousands upon thousands each year, all while enjoying a simpler, more manageable lifestyle.
✨ A Life with Less Stress, More Freedom
Making a move doesn’t mean sacrificing your lifestyle—it often means enhancing it. With less square footage to manage, you can spend more time doing what you love: traveling, picking up new hobbies, or simply relaxing without the constant demands of a larger property.
“Rightsizing” is really about aligning your home with your goals—not just your square footage. Invest your savings from downsizing instead of living in your equity.

📍 What’s Right for You?
Ultimately, your home should support your life—not limit it. Whether you decide to adapt your current home or move to something that fits your future better, the most important thing is to plan with clarity and confidence.
🗝 Ready to Explore Your Options?
John and Becky Durham specialize in helping retirees and seniors navigate this transition with ease. From evaluating your current home’s potential to helping you find a home that fits your retirement lifestyle, we’re here to guide you every step of the way.
📞 Reach out today at 651-231-2191 for a personal consultation—you’ll get honest advice tailored to your unique needs and goals.
For additional expert real estate advice from John and Becky Durham on whether to renovate your family home or age in place, click the following hyperlinks:
- Greater Twin Cities Metro: Should You Age In Place or Downsize?
- St. Croix County and Pierce County: Should You Age In Place or Downsize?
- How to Buy Your Next Home Without Selling First – Expert Strategies
- Retire in Place or Make a Move? 3 Things Every Homeowner Must Consider
- Age In Place vs Downsizing: What Minnesota Residents Need to Know Before Moving to Hudson, WI
- Hudson, WI: Aging In Place vs Downsizing – What Are the Most Important Factors to Consider?
- Hudson, WI: A Perfect Place for Retirees to Call Home


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