If you are a homeowner in St. Croix County or Pierce County—whether you live in Hudson, New Richmond, River Falls, or Somerset—you may be asking yourself a big question as you approach retirement: Should I stay in my current home or downsize to something more manageable?
This isn’t just about real estate—it is about your lifestyle, finances, and future comfort. Let’s take a closer look at both options to help you make a confident decision.
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Should You Age in Place or Downsize? Key Factors to Consider in St. Croix & Pierce Counties Are you trying to decide whether to age in place or downsize in St. Croix or Pierce County? Whether you’re in Hudson, New Richmond, River Falls, or Somerset, this decision affects your finances, lifestyle, and future mobility needs.
🏡 Is Your Current Home a Good Fit for the Years Ahead?
Many people want to stay in the home where they’ve made memories, and that’s completely understandable. But here’s the reality: most homes weren’t designed for aging.
Research from the National Association of Realtors shows that 90% of renovations intended for aging in place don’t fully meet long-term mobility needs. So, even after investing in updates like walk-in showers, grab bars, or wider doorways, many homeowners still end up moving later due to accessibility issues.
That’s why we offer a free Universal Design evaluation to help you determine if your home can realistically support your future needs.
💰 The Financial Trade-Off: Staying vs. Downsizing
Keeping a larger home often means higher property taxes, insurance premiums, heating and cooling bills, and repair costs. Over time, those expenses add up.
On the other hand, moving to a smaller, one-level home, townhome, or active adult community in western Wisconsin could save you thousands each year—not to mention the time and energy you’ll save on upkeep.
Downsizing isn’t just a financial decision. It’s about simplifying your lifestyle and removing the stress that can come with maintaining a home that no longer fits your needs.
✨ Lifestyle Upgrade: Less House, More Living
What if your home supported your lifestyle instead of holding you back? A smaller, more efficient home can give you back time to travel, pursue hobbies, or just enjoy your days without the constant to-do list.
Rather than tying up your equity in a house that no longer serves you, invest it into the life you want now—and for the years to come.
🤝 Let’s Explore Your Best Options Together
Before you commit to expensive renovations, let’s talk. We’ll help you weigh the pros and cons of aging in place versus downsizing based on your goals, health needs, and the current housing market in St. Croix and Pierce counties.
Contact us at 651-231-2191 for a free Universal Design analysis or to start your search for a home that fits the next phase of your life perfectly.
For additional expert real estate advice from John and Becky Durham on whether to renovate your family home or age in place, click the following hyperlinks:
- Greater Twin Cities Metro: Should You Age In Place or Downsize?
- Pros and Cons of Staying in My Home or Moving to a New Home in Retirement?
- How to Buy Your Next Home Without Selling First – Expert Strategies
- Retire in Place or Make a Move? 3 Things Every Homeowner Must Consider
- Age In Place vs Downsizing: What Minnesota Residents Need to Know Before Moving to Hudson, WI
- Hudson, WI: Aging In Place vs Downsizing – What Are the Most Important Factors to Consider?
- Hudson, WI: A Perfect Place for Retirees to Call Home
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